TOP UP OPTION

“TOP UP” INSURANCE PREMIUMS SUBSTANTIALLY REDUCED FOR 2010.

FNSW have successfully negotiated REDUCED PREMIUMS for Clubs wishing to increase  their  LOSS OF INCOME BENEFITS (LOI) above the standard level of $200 per week as provided by our Accident Support Program. ( Clubs purchasing this additional LOI cover will still be entitled to claim LOI up to $200 / week under the Accident Support Program, subject to the  7 day Excess & normal conditions of the Accident Support Program (ie if a Club purchases an additional $200 / week for its Players, they are covered  to maximum $400/ week LOI for up to 52 weeks from time of injury).

Clubs/Teams  are encouraged to consider purchasing this additional cover ( TOP UP) which is available only on a TEAM BASIS in multiples of $100 per week at premium REDUCED BY ALMOST  40% over that available last year, ( Maximum of 20 Players per team & the Team & its Players must be clearly identifiable) by contacting the FNSW insurance brokers, BJS Insurance Brokers P/L, (BJSIB).

For FNSW Clubs wishing to pursue this option, simply contact BJSIB & provide the following information :---

·         Full name of Club & Team/s wishing to purchase the additional Loss of Income (LOI) option for period ending 31 December 2010

·         Amount by which Team wishes to increase their LOI benefit  - in multiples of $100 per week to maximum $300.

·         Full contact details so that BJSIB can confirm their offer to you.  ie Email address, Phone, Fax No.

·         Only upon payment having been made by the Club/Team & received by BJSIB will the additional cover commence & a QBE Policy issued to the Club.

Contact BJS Insurance Brokers P/L  --  Email barry.brooks@bjsinsurancegroup.com.au 

                                                            Fax :   02 94162583

                                                            Ph.   Barry Brooks – 0418398123

                                                            Post ;  PO Box 42, Lindfield NSW 2070

Public Liability Insurance

Click here for a copy of the Football NSW Public Liability Insurance

Public Liability covers your club and its members in the event of a claim for personal injury or property damage made by members of the public. Insurance is limited to $25,000,000 for any claim. Public Liability covers claims made against the Insured world wide. The following is a list of the cover of this insurance:

• Liability for bodily injury to members of the public,
• Liability for property damage;
• Legal costs and expenses
• Member to member, excluding the event of deliberate violence; Coaches, referees and trainers;
• Goods and products sold;
• Cross liability;
• Tenants Liability - up to $25,000,000 is provided. A Certificate of Currency is available upon request if required by your local council. Car Parks;
• Lease Liabilities.

The Department of Fair Trading holds proof of your insurance cover, and so all necessary documentation must be submitted to them for the purpose of Incorporation. A separate certificate of currency is not usually necessary, as you only need to make reference that your Club or Association is a member of the Federation. Each claim is subject to a $1000 policy excess, payable by the Club.

Exclusions

Please note that certain exclusions are made from the Public liability cover. The following are important exclusions of which to be aware:

• Employers liability
• Contractual liability
• Directors & Officers liability

Decisions made by individual office bearers and directors may incur liabilities as they could be held responsible at law. Should you be in a position of Director or Officer, alternative insurance should be sought as this insurance is not included in this particular programme.

DIRECTORS AND OFFICERS INSURANCE

What does a D&O Insurance policy cover?

A Directors and Officers Policy ('D&O') is designed to protect the personal assets of Directors or Officers by providing indemnity for any loss arising from a claim as a result of a "Wrongful Act" committed while they are carrying out their duties and obligations in their position as a Director or Officer. In today's litigious and regulatory environment, Directors or Officers are held personally liable for the management of the affairs of the company. This exposure is not limited to large corporations, but Directors or Officers of small "Mum and Dad" companies are similarly exposed.

Football NSW has in place a Corporate Advantage Management Liability (D & O) Insurance policy , which includes protection for Clubs & Officials. The definition of the” Insured” under this policy includes “…. Director, secretary, executive officer, permanent, part time, temporary or casual employee, member, volunteer, trustee or committee member ….”.